Credit or the Dangers of Identity Theft.
Wednesday, November 12th, 2008As I searched about Identity theft I knew That it is a crime in which a thief obtains personal information such as social security numbers and driver’s license numbers and uses them in a fraudulent manner. This type of crime varies widely and can include check and credit card fraud, financial and criminal identity theft, and identity fraud. It is difficult to predict how long the effects of identity theft may linger. If you are a victim of identity theft, you should monitor your financial records for several months after you discover the crime. You should also review your credit reports once every three months in the first year of the theft, and once a year thereafter. Stay alert for other signs of identity theft. There are many ways a thief can use your stolen identity fraudulently should a breach occur. Here are just a few of the ways: opening new credit card accounts, applying for cell phone service, getting a car loan, renting an apartment, getting medical benefits or applying for a job.
Based from Midesha Enterprises, LP Southaven, MS, identity theft has climbed more than 50% since 2003, while refunds for these crimes fell 26%. In 2007, 49 million Americans reported to being the victims of identity theft within a three year block. (para 1)
Although it is true that banks, credit card companies, government agencies, and consumer advocacy groups are making strides to combat identity theft more than ever, the problem is showing no signs of disappearing anytime soon. So, if you want to avoid falling victim, just remember the old maxim: The best defense is a good offense. Once you understand how these criminals operate, chances are you’ll walk away unscathed each time you’re solicited.
Generally, Making a decision to have Identity theft Protection is important for you and your livelihood. You do not want to spend years fixing an Identity Thief’s wrongdoings. There are affordable month-to-month service from the companies which ensures that you can continue to live the life you deserve, NOT the one someone makes for you after destroying your name.
Bikolano Poems
Tuesday, November 11th, 2008by: Jayson de Lemon
Hali sa Bikolnun duman po ako nagpuun,
Uragon kung apudun kung sa indong tubudun.
Makusog ang buot na talagang maisugun,
Sa maski anong laban dai daraugun.
Bikolano ako! Saro sanang Pilipino!
Iba sa kadaklan na talaga mang matino.
Puso ning mga Pinoy, Puso ning mga Bikolano
igwa ning kararahayan igdi sa bayan ko!
Bikolano ako! Sa Pilipinas bistado.
Maharang na lasa ay saro man sanang gusto,
Nagpapahiling, ibang-iba ang bikolano,
Sa pilipinas ay ipinagmamalaki ko!
Magagayon na mga tao yan ay Bikolano!
Tatao sa buhay na talagang may asenso.
Matinong kaulay, dai man manloloko
May sarong tataramon na pangkakaputan mo.
Mga Bikolano, MakaDiyos at Makatao,
Hadi sa Kinab-an Diyos-sasamuya iyo.
Gabos igdi sa tuya sya may gawa totoo,
Mayong sawang nakabantay saiyang gin’gibo
Kaming Bikolano maski sain kaibhan mo,
Marahay na pakikiiba mamamati mo.
Taram na pagmuot kami man din ay tatao,
na maski kay isay maadi ming itao.
Gulpi a nag-hahapot kung sain daw a Bikol,
Bikol na istaran ning mabubuot ay dakol.
Rehiyon Singko po, may kadaklaan a sukol
Bikolandia kung apudon mi igdi sa Bikol.
Taas ning angog maski kay isay sasaindo!
Mabubuot, magagayun asin mga uragon!
Bikolano ako! Iyo bikolano ako!
Nagpapabisto po, Bikolanong Pilipino!
Madya urulay Kita
by: Jayson de Lemon
Satuyang nganing girumdumun mga naka-agi,
Mga iri-istoryang satoyang mga binabase.
Mga naka-aging buhay na pirming sinasabi,
Pag-urulayan ta na ngunyan madya na digdi.
Bako bagang kaito kita nag-iribahan?
Bakin man ta ngunyan kita ay may tarampuhan?
Dikit na bagay man lang itong pinag-iwalan,
Bakin ta ngunyan dai pa ta rilingawan?
Madya ngani digdi ta mag-urulay na kita,
Satuya nang ayuson itong mga nagawa ta,
Sabihun si tama saka tanggapun si sala,
Madya na digdi magpatarawadan na kita.
Dai man kaulangan kita ay magsisihan,
Naka-agi, naka-agi sato nang lingawan,
Dai na hal’tong maaraman pa ning kadaklan
Nang dai na maglaba hanggang sa kahaluyan.
Uya na a kamot ko magkamayan na kita,
Patawadun mo ako, pinapatawad taka.
Si satuyang iribahan tara idagos ta,
Ining satuyang urulayan ngunyan tapos na!
(This Bicolano Poems are originally composed by the
author of this Blog.)
